I build debt architecture for investors with 3 to 10 doors who want 20. Conventional while it still works, DSCR and portfolio when it stops, commercial and 5+ unit multifamily when you outgrow both.
Every deal runs across dozens of wholesale lenders until it fits. When the numbers don't pencil, I say so, and I tell you what would fix it. You get a straight answer on any deal within 24 hours.
Before Kinfolk, I was the #1 loan officer at The One Brokerage, David Greene's lending team, doing nothing but investor deals. I came to Kinfolk Home Loans in 2026 to build out their investment division.
I own rentals too, so I've sat on your side of the closing table. I work for the Client, not the lender.
The numbers so far: $71M in investor acquisitions financed and $39M in equity freed to reinvest through refis and HELOCs.
- Licensing
- Wyatt Wolff, NMLS #2264646 · Kinfolk Home Loans, NMLS #2336233 · nmlsconsumeraccess.org
- What I do
- DSCR · Portfolio · Commercial & 5+ unit multifamily · Hard money · Non-QM · Conventional for investors
- Where
- Based in Charlotte, NC. Investor lending across the Southeast and most of the country, deal-dependent.
- Contact
- wyatt@kinfolkhomeloans.com · 704-997-9096
